Car Finance

Car Finance in Leeds, Halifax, and Huddersfield

Here at R&J Trade Car Outlet, we have one goal – to see you drive away in the car you always wanted, at a price you can afford. We know that buying a new pre-owned car is a major investment for any customer, which is why we offer a range of solutions for financing your vehicle.

Finance Enquiry Form

Car Financing Made Easy

in Leeds, Halifax, and Huddersfield

We have been part of the automobile industry for more than 20 years between us and we know how important affordable car financing is to our West Yorkshire customers. Not everybody can pay for a new car upfront, so there needs to be suitable options for every situation.

These are just a few of our most popular services…

Full- or Part-Payment Upfront

Naturally, we’re always happy to take payment in full for one of our used cars. We accept debit cards, BACS transfer, and cash. If you don’t have the full amount to hand, you can pay off part of the cost and put together a financing solution that will cover the rest.

Part Exchange

A great way to offset the cost of a new vehicle is to sell us your old car in part exchange. So long as the vehicle is in good condition, we will pay top prices for all vehicles we buy. This can then be deducted from your new used car’s price tag, leaving you with just the balance to resolve.

Affordable Car Loans

We are lucky to partner with several well-respected finance brokers who specialise in car financing solutions. These include Close Brothers Motor Finance, Blue Motor Finance, and Midland Creditors. Each company is dedicated to finding the perfect car loan to meet your personal circumstances and they share our commitment to great customer service.

Car Loans for Bad Credit

Even if you have had trouble securing credit in the past, we may still be able to help. Our broker partners have decades of experience arranging car finance for customers with bad credit scores. They will do all they can to help you find a car financing solution that works for you.


R J Trade Car Outlet is authorised and regulated by the Financial Conduct Authority for general insurance mediation and credit broking activities our Firm Registration Number (FRN) is 536711.

We are classed as a credit broker not a lender and can introduce you to a limited number of lenders and their finance products. We are not an independent financial advisor. We may advise you on the products, subject to personal circumstances, though you are not obliged to take our advice or recommendations.

We do not charge a fee for our services. Whichever lender we introduce you to, we will typically receive a commission from them (either a fixed fee or a fixed percentage of the amount borrowed).

For your reassurance, all the lenders we work with could pay commission at different rates, the commission we receive does not influence the interest rate you are eligible for from our panel of lenders.

Calls may be recorded or monitored. Web price is based on taking our  comprehensive finance package. R & J Trade Car Outlet cannot guarantee that a car has not already been sold prior to reserving the vehicle.

Finance Providers we recommend

Your Local Used Car Finance Provider

We arrange all our car financing at our West Yorkshire showroom in Brighouse. Our broker partners work with customers across the country, including those more local to us in Bradford, Halifax, Harrogate, Huddersfield, Leeds, and beyond. For more information, visit our Areas We Cover page.

Get in touch

For affordable car financing in the Leeds, Halifax, and Huddersfield area, call R&J Trade Car Outlet today. Contact us on 01484 819 529 or 07379 011484 or send an email to for our latest deals, or to arrange a viewing.

R&J Trade Car Outlet is a local, family-run firm offering used cars for sale across West Yorkshire and beyond. From our showroom in Brighouse, we supply quality used cars to customers in Leeds, Halifax, Huddersfield, and across the UK. We offer full car finance and warranty packages, as well as part exchange and car purchasing. Whether you are buying or selling, you can get the best deals when you come to us.
Call the team on 01484 819529 or 07379 011484 or send an email to for a free, no-obligation quote.

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